Chase
Ink Business Preferred Credit Card
Travel-friendly everyday cardBusiness
Year One
$1,440
Welcome offer + annual rewards + usable credits - fee
Ongoing Year
$440
Annual rewards + usable credits - fee
Annual Rewards
$535
1.80% effective return
Welcome Offer
$1,000
Current listed first-year bonus value
Usable Credits
None
Discounted by your credit-usage assumption
Bonus Hurdle
$2,667/mo is a stretch
Needs Good+ credit
Why it wins
- • Comes with a particularly strong welcome offer.
- • Stays usable for international purchases.
Watch for
- • The annual fee is harder to justify if you do not use the credits consistently.
- • The listed welcome-offer threshold looks aggressive for your monthly spend capacity.
- • The points value case is thinner without transfer-partner flexibility.
