Banking Bonuses
Compare real net value after likely fees, required actions, and timeline constraints. Build a bank-bonus stack that works with your card strategy.
Value examples are estimates, not guarantees. Confirm final terms directly with each bank.
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23
Net Value Snapshot
$13,164
Direct Deposit Required
17
Chase
Earn up to $3,000 with large new-money deposits into eligible Chase Private Client accounts.
Bonus
$3,000
Net est.
$2,965
E*TRADE from Morgan Stanley Private Bank
Earn up to $2,000 with large new deposits in E*TRADE Premium Savings.
Bonus
$2,000
Net est.
$2,000
Marcus by Goldman Sachs
Earn up to $1,500 by enrolling and maintaining qualifying new balances in Marcus Online Savings.
Bonus
$1,500
Net est.
$1,500
Huntington Bank
Earn $600 with a new Huntington Platinum Perks Checking account after qualifying new-money deposits.
Bonus
$600
Net est.
$575
Bank of America
Earn up to $500 with tiered qualifying direct deposits in a new eligible checking account.
Bonus
$500
Net est.
$488
KeyBank
Earn $500 with Key Select Checking after qualifying direct deposits.
Bonus
$500
Net est.
$475
U.S. Bank
Earn up to $450 with tiered direct deposits after opening a Smartly Checking account.
Bonus
$450
Net est.
$438
BMO
Earn $400 after opening eligible BMO checking and meeting direct deposit requirements.
Bonus
$400
Net est.
$400
Huntington Bank
Earn $400 with a new Huntington Perks Checking account after direct deposit qualification.
Bonus
$400
Net est.
$390
Truist
Earn $400 by opening Truist One Checking online and completing deposit and debit activity requirements.
Bonus
$400
Net est.
$388
Chase
Earn $400 after opening Chase Total Checking and receiving direct deposits.
Bonus
$400
Net est.
$385
PNC
Earn up to $400 with qualifying direct deposits after opening a new Virtual Wallet account.
Bonus
$400
Net est.
$375
Chime
Earn up to $350 over three months with qualifying direct deposits.
Bonus
$350
Net est.
$350
Citibank
Earn $325 by opening eligible Citi checking and completing enhanced direct deposit requirements.
Bonus
$325
Net est.
$310
Wells Fargo
Earn $325 with qualifying direct deposits after opening a new Everyday Checking account.
Bonus
$325
Net est.
$310
KeyBank
Earn $300 with Key Smart Checking after qualifying direct deposits.
Bonus
$300
Net est.
$300
SoFi
Earn up to $300 after receiving qualifying direct deposits in a new SoFi Checking and Savings account.
Bonus
$300
Net est.
$300
E*TRADE from Morgan Stanley Private Bank
Earn $300 with qualifying direct deposits into a new E*TRADE checking account.
Bonus
$300
Net est.
$285
TD Bank
Earn $300 after opening TD Beyond Checking and meeting direct deposit requirements.
Bonus
$300
Net est.
$275
Capital One
Earn $250 after opening 360 Checking and receiving qualifying direct deposits.
Bonus
$250
Net est.
$250
TD Bank
Earn $200 after opening TD Complete Checking and receiving qualifying direct deposits.
Bonus
$200
Net est.
$185
Chase
Earn $125 by completing qualifying transactions on a new Chase Secure Banking account.
Bonus
$125
Net est.
$120
Alliant Credit Union
Earn $100 for consistent monthly saving activity in a new Ultimate Opportunity Savings account.
Bonus
$100
Net est.
$100
Use the planner to prioritize do-now and do-next actions across both lanes in one 12-month strategy.