
American Express
Business Green Rewards Card
Similar Travel profile with a different fee and perk mix.
Chase
Ink Business Preferred earns 3X points in select business categories on up to $150,000 in combined annual spend, then 1X after the cap.
Year-one value
$1,440
Balanced assumption model with the welcome offer included.
Ongoing value
$440
Rewards plus usable credits minus the annual fee.
Welcome offer
$1,000
$8,000 in 3 months
Usable credits
None
Assumes 70% real-world usage.
Annual fee
$95
Year-one card cost
Credit needed
Good+
Issuer approval tier
Required spend
$8,000 / 3 mos
Welcome-offer threshold
Offsetting credits
None listed
No recurring credits in dataset
Bonus ROI
12.5%
Welcome bonus on required spend
How You Earn
Travel
Part of combined 3X categories, up to $150,000 per account anniversary year.
Other
Shipping, internet/cable/phone, and social/search advertising are in combined 3X categories up to annual cap.
General spending
Credits And Perks
Cell Phone Protection
Can provide coverage for eligible cell phone damage or theft when the monthly bill is paid with the card.
DashPass Membership and Quarterly Promos
Cardholders can receive a complimentary DashPass membership window plus rotating non-restaurant DoorDash promos.
Lyft Partner Offer
Eligible Lyft purchases can qualify for an elevated partner offer during the issuer's promotional period.
Primary Auto Rental Coverage
Can provide primary coverage for theft and collision damage on eligible rental cars used for business purposes.
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