Earn $325 with qualifying direct deposits after opening a new Everyday Checking account.
This is a classic checking-bonus execution page: the upside is meaningful if qualifying direct deposit is easy for you and the bonus still clears fees. The model lands at about $310 net, so the decision is really about operational fit, not just the headline.
PersonalCheckingDirect deposit requiredNo state restriction listedHigh friction
Gross bonus
$325
Headline payout before any modeled fee drag.
Funding threshold
$1,000
$1,000+ qualifying direct deposit
Time to clear
~4 months
A standard multi-month offer window with roughly 120 days of follow-through.
Friction
High friction
Higher cash commitment, longer hold periods, or several moving parts make this a more hands-on execution play.
Direct deposit
$1,000+ DD
Qualifying payroll or ACH
Opening deposit
$25
Minimum cash to start
Hold period
120 days
Keep open through payout
Fee
~$15
Missed waivers shrink payout
Bonus ROI
32.5%
Bonus vs required funding
Execution Summary
What actually decides this offer
Primary requirement
Route $1,000+ in qualifying direct deposit.
Primary constraint
Keep the account open for ~4 months.
Execution model
Works best if you can route qualifying direct deposit, fund the account with at least $25, and keep it active for ~4 months.
Cash profile: Light cash need. Hold period: 120 days.
Checklist
How to complete it cleanly
3 steps
1
At opening
Open the checking account
Fund it with at least $25 and save a copy of the offer terms before you begin.
2
Qualifying direct deposit of at least $1,000
Open with at least $25
Keep account open for 120 days
Open a new Wells Fargo Everyday Checking account through the promotion page or in branch with code.
Receive at least $1,000 in qualifying direct deposits within 90 days.
Keep the account open and above $0 through bonus payout.
During qualification window
Route qualifying direct deposit
Send at least $1,000 in qualifying direct deposits and verify the bank counts them correctly.
3
Through day 120
Keep the account open until the bonus is safe
Plan on about ~4 months before you consider the offer done.
Good Fit If
Who should actually do this
You can route at least $1,000 in qualifying direct deposit without disrupting your main bank setup.
You can keep $25 parked without stressing your working cash.
You can keep another checking account open for about ~4 months without needing a quick exit.
Think Twice If
Where this can get annoying
Your current direct deposit setup makes qualifying direct deposit hard to move or verify.
You do not want to commit $25 to a new bank account.
You prefer faster-turn bonuses instead of multi-month hold periods.
Watch For
Failure points before you start
The offer depends on qualifying direct deposits totaling at least $1,000.
Opening or funding requires at least $25, which reduces flexibility while the bonus is open.
Do not treat the account as finished until roughly day 120; early closure can wipe out the payout.
Estimated net value already assumes about $15 in fees, so missed waivers can shrink real value further.
Related Offers
Other bank bonuses in the same neighborhood
KeyBank
Key Smart Checking Bonus
Lower modeled payout, but potentially cleaner execution for the same use case.
If this offer is the one you want to anchor around, send it straight into the planner and let it decide whether this bank bonus should be first, deferred, or left out.
