
Wells Fargo
Everyday Checking Bonus
Nearby alternative if geography or state availability changes the decision.
Truist
Earn $400 by opening Truist One Checking online and completing deposit and debit activity requirements.
This is a classic checking-bonus execution page: the upside is meaningful if qualifying direct deposit is easy for you and the bonus still clears fees. The model lands at about $388 net, so the decision is really about operational fit, not just the headline.
Gross bonus
$400
Headline payout before any modeled fee drag.
Funding threshold
$2,000
$2,000+ qualifying direct deposit
Time to clear
~4 months
A standard multi-month offer window with roughly 120 days of follow-through.
Friction
High friction
20 transactions. Higher cash commitment, longer hold periods, or several moving parts make this a more hands-on execution play.
Direct deposit
$2,000+ DD
Qualifying payroll or ACH
Opening deposit
$50
Minimum cash to start
Hold period
120 days
Keep open through payout
Fee
~$12
Missed waivers shrink payout
Bonus ROI
20.0%
Bonus vs required funding
Execution Summary
Primary requirement
Route $2,000+ in qualifying direct deposit.
Primary constraint
State-limited to 18 states.
Execution model
Works best if you can route qualifying direct deposit, fund the account with at least $50, and keep it active for ~4 months.
Checklist
4 steps
At opening
Fund it with at least $50 and save a copy of the offer terms before you begin.
During qualification window
Send at least $2,000 in qualifying direct deposits and verify the bank counts them correctly.
During qualification window
Complete at least 20 qualifying debit card purchases within 120 days of account opening.
Through day 120
Plan on about ~4 months before you consider the offer done.
Good Fit If
Think Twice If
Watch For
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Wells Fargo
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Next Move
If this offer is the one you want to anchor around, send it straight into the planner and let it decide whether this bank bonus should be first, deferred, or left out.
KeyBank
Nearby alternative if geography or state availability changes the decision.