Earn $100 for consistent monthly saving activity in a new Ultimate Opportunity Savings account.
The strongest part of this offer is the execution profile: a modeled $100 net value without changing direct deposit and without a heavy upfront funding requirement. That makes it easier to complete cleanly than many checking bonuses.
PersonalSavingsNo direct depositNo state restriction listedHigh friction
Gross bonus
$100
Headline payout before any modeled fee drag.
Funding threshold
$100
$100 opening deposit
Time to clear
~12 months
Longer runway: plan on about 365 days before the account is truly done.
Friction
High friction
Higher cash commitment, longer hold periods, or several moving parts make this a more hands-on execution play.
Direct deposit
No DD
No payroll switch needed
Opening deposit
$100
Minimum cash to start
Hold period
365 days
Keep open through payout
Fee
No fee
No recurring fee modeled
Bonus ROI
100.0%
Bonus vs required funding
Execution Summary
What actually decides this offer
Primary requirement
Move $100 in fresh funds.
Primary constraint
Keep the account open for ~12 months.
Execution model
This is more cash parking than direct-deposit setup: move at least $100 in fresh funds and leave the account alone for ~12 months.
Cash profile: Light cash need. Hold period: 365 days.
Checklist
How to complete it cleanly
4 steps
1
At opening
Open the savings account
Fund it with at least $100 and save a copy of the offer terms before you begin.
2
Open with at least $100
Keep account open for 365 days
Open a new Ultimate Opportunity Savings account through the promotional page.
Deposit at least $100 within 30 days.
Deposit or transfer at least $100 monthly for the next 11 consecutive months.
Maintain an average daily balance of at least $100 and end the 12-month period with at least $1,200 in the account.
During qualification window
Complete requirement 1
Deposit at least $100 within 30 days.
3
During qualification window
Complete requirement 2
Deposit or transfer at least $100 monthly for the next 11 consecutive months.
4
Through day 365
Keep the account open until the bonus is safe
Plan on about ~12 months before you consider the offer done.
Good Fit If
Who should actually do this
You want a bonus path that does not depend on changing direct deposit.
You can keep $100 parked without stressing your working cash.
You would rather move cash than change everyday banking habits or card spend.
Think Twice If
Where this can get annoying
You do not want to commit $100 to a new bank account.
You prefer faster-turn bonuses instead of multi-month hold periods.
You want a near-hands-off offer with only one step to track.
Watch For
Failure points before you start
Opening or funding requires at least $100, which reduces flexibility while the bonus is open.
Do not treat the account as finished until roughly day 365; early closure can wipe out the payout.
Related Offers
Other bank bonuses in the same neighborhood
Chase
Chase Secure Banking Bonus
Checking-based alternative with a different activity profile.
If this offer is the one you want to anchor around, send it straight into the planner and let it decide whether this bank bonus should be first, deferred, or left out.
