U.S. Bank
U.S. Bank Altitude Connect Visa Signature Card
Similar Travel profile with a different fee and perk mix.
No fee$200 bonus
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Wells Fargo
Wells Fargo Autograph Card
Autograph earns 3X points in common categories including restaurants, travel, gas, transit, streaming, and phone plans, with no annual fee.
Best for DiningBest for TravelBest for GasPointsPersonal cardGood+ credit
Year-one value
$969
Balanced assumption model with the welcome offer included.
Ongoing value
$769
Rewards plus usable credits minus the annual fee.
Welcome offer
$200
$1,000 in 3 months
Usable credits
None
Assumes 70% real-world usage.
Modeled on a balanced $2,470/month spend mix, 1.5 cpp point valuation, and 70% credit usage.
Annual fee
No fee
No yearly fee listed
Credit needed
Good+
Issuer approval tier
Required spend
$1,000 / 3 mos
Welcome-offer threshold
Offsetting credits
None listed
No recurring credits in dataset
Bonus ROI
20.0%
Welcome bonus on required spend
How You Earn
Where this card pays you back
Dining
Travel
Gas
Utilities
Transit and select phone plans represented under utilities category.
Credits And Perks
What actually offsets the fee
Cellular Telephone Protection
Can provide coverage for eligible cell phone damage or theft when the monthly wireless bill is paid with the card.
Auto Rental Collision Damage Waiver
Can provide coverage for eligible rental car damage or theft on qualifying rentals.
Travel and Emergency Assistance Services
