
American Express
Blue Cash Everyday Card from American Express
Similar General spending profile with a different fee and perk mix.
Wells Fargo
Active Cash earns unlimited 2% cash rewards on purchases with no annual fee.
Last verified Mar 12, 2026. Confirm live issuer terms before applying.
Bottom line
Low-friction option if the rewards match your spend
Bonus ROI
40%
Welcome bonus on required spend
Annual fee
No fee
No yearly fee listed
Credit needed
Good+
Issuer approval tier
Required spend
$500 / 3 mos
Welcome-offer threshold
General spending
2%
Credits And Perks
Cellular Telephone Protection
Can provide coverage for eligible cell phone damage or theft when the monthly wireless bill is paid with the card.
Good Fit If
Think Twice If
Issuer Offer
Confirm the welcome offer, annual fee, credits, and eligibility rules on the issuer site.
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