
American Express
Blue Cash Everyday Card from American Express
Similar Gas profile with a different fee and perk mix.
U.S. Bank
Best for households with concentrated spend at the eligible 6% retailers and one strong 3% everyday category.
Last verified Mar 25, 2026. Confirm live issuer terms before applying.
Bottom line
Worth a closer look if the benefits fit your routine
Bonus ROI
13%
Welcome bonus on required spend
Annual fee
$95
Annual card cost
Credit needed
Good+
Issuer approval tier
Required spend
$2,000 / 4 mos
Welcome-offer threshold
Online shopping
6%
Representative 6% category; exact eligible retailers are issuer-defined.
Gas
3%
General spending
1.5%
Credits And Perks
Retailer Choice Flexibility
Shopper Cash Rewards is designed around elevated earnings at select retailers that cardholders choose.
Everyday Cashback Simplicity
The card is built around easy day-to-day redemption without needing to manage a complex points program.
Issuer Offer
Confirm the welcome offer, annual fee, credits, and eligibility rules on the issuer site.
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