American Express
Blue Cash Everyday Card from American Express
Similar Gas profile with a different fee and perk mix.
No fee$200 bonus
Compare these cardsU.S. Bank
U.S. Bank Shopper Cash Rewards Visa Signature Card
Best for households with concentrated spend at the eligible 6% retailers and one strong 3% everyday category.
Last verified Mar 25, 2026. Confirm live issuer terms before applying.
Bottom line
Worth a closer look if the benefits fit your routine
- Best fit
- Best fit if online shopping and gas is already in your budget and you can route about $500/mo of normal spend.
- Watch out
- $95 fee only works if the benefits are useful without changing your spending behavior.
Bonus ROI
13%
Welcome bonus on required spend
Annual fee
$95
Annual card cost
Credit needed
Good+
Issuer approval tier
Required spend
$2,000 / 4 mos
Welcome-offer threshold
Online shopping
6%
Representative 6% category; exact eligible retailers are issuer-defined.
Gas
3%
General spending
1.5%
Credits And Perks
What actually offsets the fee
Retailer Choice Flexibility
Shopper Cash Rewards is designed around elevated earnings at select retailers that cardholders choose.
Everyday Cashback Simplicity
The card is built around easy day-to-day redemption without needing to manage a complex points program.
Issuer Offer
Check the live terms before applying
Confirm the welcome offer, annual fee, credits, and eligibility rules on the issuer site.
Go to issuer offerCompare Next
Pressure-test this card against real alternatives
American Express
Blue Cash Preferred Card from American Express
Similar Gas profile with a different fee and perk mix.
$95$250 bonus
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