American Express
Blue Cash Preferred Card from American Express
Similar Streaming profile with a different fee and perk mix.
$95$250 bonus
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U.S. Bank Cash+ Visa Signature Card
A useful no-fee card for households that can maximize rotating 5% utilities, streaming, or other selectable categories.
Last verified Mar 25, 2026. Confirm live issuer terms before applying.
Bottom line
Low-friction option if the rewards match your spend
- Best fit
- Best fit if utilities and streaming is already in your budget and you can route about $250/mo of normal spend.
- Watch out
- Low fee drag, but still compare the rewards against simpler cards.
Bonus ROI
20%
Welcome bonus on required spend
Annual fee
No fee
No yearly fee listed
Credit needed
Good+
Issuer approval tier
Required spend
$1,000 / 4 mos
Welcome-offer threshold
Utilities
5%
Representative 5% category; eligible 5% categories are cardholder-selected each quarter.
Streaming
5%
Representative 5% category; eligible 5% categories are cardholder-selected each quarter.
General spending
1%
Credits And Perks
What actually offsets the fee
Selectable Bonus Categories
Cash+ is built around customizable high-earn categories that cardholders can adjust inside the issuer experience.
No Annual Fee
You can keep the card long term without paying a recurring annual fee.
Everyday Cashback Simplicity
The card is built around easy day-to-day redemption without needing to manage a complex points program.
Issuer Offer
Check the live terms before applying
Confirm the welcome offer, annual fee, credits, and eligibility rules on the issuer site.
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Pressure-test this card against real alternatives
Capital One
Capital One Savor Cash Rewards Credit Card
Similar Streaming profile with a different fee and perk mix.
No fee$200 bonus
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