
Wells Fargo
Wells Fargo Autograph Card
Similar Dining profile with a different fee and perk mix.
U.S. Bank
A practical points card if you want travel-adjacent earning without carrying a premium annual fee.
Last verified Mar 25, 2026. Confirm live issuer terms before applying.
Bottom line
Low-friction option if the rewards match your spend
Bonus ROI
20%
Welcome bonus on required spend
Annual fee
No fee
No yearly fee listed
Credit needed
Good+
Issuer approval tier
Required spend
$1,000 / 3 mos
Welcome-offer threshold
Travel
4x
Gas
4x
Dining
2x
General spending
1x
Credits And Perks
No Annual Fee
You can keep the card long term without paying a recurring annual fee.
No Foreign Transaction Fees
Eligible international purchases do not incur an added foreign transaction surcharge.
Travel Rewards Ecosystem
The card is designed to fit into a broader travel-rewards setup through issuer redemptions, hotel stays, flights, or travel-portal bookings.
Issuer Offer
Confirm the welcome offer, annual fee, credits, and eligibility rules on the issuer site.
Go to issuer offerCompare Next

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