American Express
Blue Cash Everyday Card from American Express
Similar Online shopping profile with a different fee and perk mix.
No fee$200 bonus
Compare these cardsPayPal
PayPal Cashback Mastercard
An important catalog add because it is one of the more visible mainstream online-shopping cashback cards.
Last verified Mar 25, 2026. Confirm live issuer terms before applying.
Bottom line
Low-friction option if the rewards match your spend
- Best fit
- Best fit if online shopping and everyday spend is already in your budget and the card perks match your routine.
- Watch out
- Low fee drag, but still compare the rewards against simpler cards.
Bonus ROI
N/A
Needs a listed spend threshold
Annual fee
No fee
No yearly fee listed
Credit needed
Good+
Issuer approval tier
Required spend
No listed offer
No active spend hurdle
Online shopping
3%
3% cash back when checking out with PayPal.
General spending
1.5%
Credits And Perks
What actually offsets the fee
PayPal Checkout Integration
The card is built to work naturally inside the PayPal checkout flow and reward PayPal-based purchases more heavily.
Straightforward Cashback Redemptions
Rewards are structured to be simple for cardholders already active in the PayPal wallet ecosystem.
No Annual Fee
You can keep the card long term without paying a recurring annual fee.
No Foreign Transaction Fees
Eligible international purchases do not incur an added foreign transaction surcharge.
Issuer Offer
Check the live terms before applying
Confirm the welcome offer, annual fee, credits, and eligibility rules on the issuer site.
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Pressure-test this card against real alternatives
Bank of America
Bank of America Customized Cash Rewards credit card
Similar Online shopping profile with a different fee and perk mix.
No fee$200 bonus
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