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Meridian Business | The Stack

Cards/Meridian Business

Meridian

Meridian Business

Meridian Business by Meridian

Best for TravelBest for Dining

Annual Fee

$95

Credit Profile

Excellent credit

Reward Style

Points

Foreign Spend

No foreign transaction fee

Quick Verdict

A business travel card with strong earning and expense management tools. Points transfer 1:1 to airline partners.

Estimated First-Year Net Value

+$505

Estimate = welcome offer + listed perks value - annual fee. Actual results vary.

•Excellent credit or better

•You can offset the $95 annual fee with real usage

•You spend meaningfully on Travel and Dining

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First-Year Value Snapshot

Welcome Offer Est.

$600

Perks Value Est.

Not enough data

Annual Fee

$95

Welcome Offer

60,000 points (~$600 est.)

Spend $4,000 in the first 3 months

Estimate only. Real value depends on eligibility and redemption choices.

How You Earn (Points)

Travel

3x

Dining

2x

All

1x

Transfer Partners

Airlines

SkyWays

Hotels

Grand Stays

What We Like / Watch Outs

Pros

+3x on travel bookings
+2x on dining and business meals
+Employee cards at no extra cost
+Quarterly expense reports

Cons

-$95 annual fee
-Requires excellent personal credit
-1x on non-bonus spending

Rates & Terms

Credit needed: Excellent credit
Intro APR: No intro APR listed
Regular APR: Varies by issuer terms
Foreign transaction fee: None
Network: visa
Card type: business

Rates and offers can change. Confirm final terms on the issuer site before applying.

Is It a Fit?

Good fit if:

•Excellent credit or better
•You can offset the $95 annual fee with real usage
•You spend meaningfully on Travel and Dining

Think twice if:

•You avoid paying annual fees
•You want fixed cash-back value without points strategy
•You are still building or repairing credit

Next Step

Compare this card against alternatives before deciding.

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