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Grove Gold | The Stack

Cards/Grove Gold

Grove

Grove Gold

Grove Gold by Grove with no annual fee

Best for Groceries

Annual Fee

Free

Credit Profile

Fair to good credit

Reward Style

Cash back

Foreign Spend

No foreign transaction fee

Quick Verdict

The highest grocery earn rate available with no annual fee. Ideal for families with large grocery budgets who want straightforward cash back.

Estimated First-Year Net Value

+$0

Estimate = welcome offer + listed perks value - annual fee. Actual results vary.

•Fair to good credit or better

•You prefer no-annual-fee cards

•You spend meaningfully on Groceries

Compare against another card Back to card directory

First-Year Value Snapshot

Welcome Offer Est.

No current offer listed

Perks Value Est.

Not enough data

Annual Fee

Free

How You Earn (Cash Back)

Groceries

5%

All

1%

What We Like / Watch Outs

Pros

+5% back on groceries is best-in-class for a no-fee card
+Available to fair credit
+No annual fee

Cons

-Only 1% on non-grocery purchases
-Amex not accepted everywhere

Rates & Terms

Credit needed: Fair to good credit
Intro APR: No intro APR listed
Regular APR: Varies by issuer terms
Foreign transaction fee: None
Network: amex

Rates and offers can change. Confirm final terms on the issuer site before applying.

Is It a Fit?

Good fit if:

•Fair to good credit or better
•You prefer no-annual-fee cards
•You spend meaningfully on Groceries

Think twice if:

•You prefer travel transfer partner redemptions

Next Step

Compare this card against alternatives before deciding.

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