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Greenway Utilities | The Stack

Cards/Greenway Utilities

Greenway

Greenway Utilities

Greenway Utilities by Greenway with no annual fee

Best for UtilitiesBest for Gas

Annual Fee

Free

Credit Profile

Fair to good credit

Reward Style

Cash back

Foreign Spend

No foreign transaction fee

Quick Verdict

Earns cash back on the bills you already pay. 3% on utilities and gas, plus 1% on everything else. No annual fee.

Estimated First-Year Net Value

+$0

Estimate = welcome offer + listed perks value - annual fee. Actual results vary.

•Fair to good credit or better

•You prefer no-annual-fee cards

•You spend meaningfully on Utilities and Gas

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First-Year Value Snapshot

Welcome Offer Est.

No current offer listed

Perks Value Est.

Not enough data

Annual Fee

Free

How You Earn (Cash Back)

Utilities

3%

Gas

3%

All

1%

What We Like / Watch Outs

Pros

+3% on utilities and gas — pays you for necessities
+No annual fee
+Available to fair credit

Cons

-1% base rate on non-bonus spending
No sign-up bonus

-

Rates & Terms

Credit needed: Fair to good credit
Intro APR: No intro APR listed
Regular APR: Varies by issuer terms
Foreign transaction fee: None
Network: mastercard

Rates and offers can change. Confirm final terms on the issuer site before applying.

Is It a Fit?

Good fit if:

•Fair to good credit or better
•You prefer no-annual-fee cards
•You spend meaningfully on Utilities and Gas

Think twice if:

•You prefer travel transfer partner redemptions

Next Step

Compare this card against alternatives before deciding.

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