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Foundry Secured | The Stack

Cards/Foundry Secured

Foundry

Foundry Secured

Foundry Secured by Foundry with no annual fee

Best for general spending

Annual Fee

Free

Credit Profile

Building credit

Reward Style

Cash back

Foreign Spend

No foreign transaction fee

Quick Verdict

A secured card for building or rebuilding credit. Requires a refundable $200 deposit. Reports to all three credit bureaus monthly.

Estimated First-Year Net Value

+$0

Estimate = welcome offer + listed perks value - annual fee. Actual results vary.

•Building credit or better

•You prefer no-annual-fee cards

•You want a solid all-around card

Compare against another card Back to card directory

First-Year Value Snapshot

Welcome Offer Est.

No current offer listed

Perks Value Est.

Not enough data

Annual Fee

Free

How You Earn (Cash Back)

All

1%

What We Like / Watch Outs

Pros

+No annual fee (rare for secured cards)
+Still earns 1% cash back
+Reports to all three bureaus
+Automatic upgrade review after 6 months

Cons

-Requires $200 refundable deposit
-1% earn rate is low
-No sign-up bonus

Rates & Terms

Credit needed: Building credit
Intro APR: No intro APR listed
Regular APR: Varies by issuer terms
Foreign transaction fee: None
Network: visa
Card type: secured

Rates and offers can change. Confirm final terms on the issuer site before applying.

Is It a Fit?

Good fit if:

•Building credit or better
•You prefer no-annual-fee cards
•You want a solid all-around card

Think twice if:

•You prefer travel transfer partner redemptions

Next Step

Compare this card against alternatives before deciding.

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