Apple
Apple Card
Similar General spending profile with a different fee and perk mix.
No feeNo listed bonus
Compare these cardsFidelity
Fidelity Rewards Visa Signature Card
A worthwhile addition because it is one of the better-known set-it-and-forget-it 2% cards in the U.S. market.
Last verified Mar 25, 2026. Confirm live issuer terms before applying.
Bottom line
Low-friction option if the rewards match your spend
- Best fit
- Best fit if everyday spend is already in your budget and the card perks match your routine.
- Watch out
- Low fee drag, but still compare the rewards against simpler cards.
Bonus ROI
N/A
Needs a listed spend threshold
Annual fee
No fee
No yearly fee listed
Credit needed
Good+
Issuer approval tier
Required spend
No listed offer
No active spend hurdle
General spending
2%
2% cash back when rewards are deposited into an eligible Fidelity account.
Credits And Perks
What actually offsets the fee
Direct Fidelity Account Deposits
Rewards can be directed into eligible Fidelity accounts, which is the main differentiator for the card.
Simple Long-Term Hold Value
The card is designed as a set-it-and-forget-it catch-all option for customers who already use Fidelity.
No Annual Fee
You can keep the card long term without paying a recurring annual fee.
No Foreign Transaction Fees
Eligible international purchases do not incur an added foreign transaction surcharge.
Issuer Offer
Check the live terms before applying
Confirm the welcome offer, annual fee, credits, and eligibility rules on the issuer site.
Go to issuer offerCompare Next
Pressure-test this card against real alternatives
Capital One
Capital One Quicksilver Cash Rewards Credit Card
Similar General spending profile with a different fee and perk mix.
No fee$200 bonus
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