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Citi
Citi Double Cash Card
Citi Double Cash is a straightforward no-annual-fee card offering 2% total cash back on purchases as long as balances are paid.
Best for General spendingBest for TravelCash backPersonal cardGood+ credit
Year-one value
$883
Balanced assumption model with the welcome offer included.
Ongoing value
$683
Rewards plus usable credits minus the annual fee.
Welcome offer
$200
$1,500 in 6 months
Usable credits
None
Assumes 70% real-world usage.
Modeled on a balanced $2,470/month spend mix, 1.5 cpp point valuation, and 70% credit usage.
Annual fee
No fee
No yearly fee listed
Credit needed
Good+
Issuer approval tier
Required spend
$1,500 / 6 mos
Welcome-offer threshold
Offsetting credits
None listed
No recurring credits in dataset
Bonus ROI
13.3%
Welcome bonus on required spend
How You Earn
Where this card pays you back
Travel
Total 5% on eligible hotels, car rentals, and attractions booked with Citi Travel.
General spending
1% when you buy plus 1% as you pay.
Credits And Perks
What actually offsets the fee
Citi Entertainment
Eligible cardholders can access select tickets, experiences, and presales through Citi Entertainment.
Citi Travel Access
Cardholders can book eligible travel through Citi Travel and access current portal offers.
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