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Southwest Rapid Rewards Priority Credit Card
The strongest Southwest personal card if you want better seating perks, more anniversary value, and stronger airline earning.
Last verified Mar 25, 2026. Confirm live issuer terms before applying.
Bottom line
Worth a closer look if the benefits fit your routine
- Best fit
- Best fit if travel and gas is already in your budget and you can route about $1,667/mo of normal spend.
- Watch out
- $229 fee only works if the benefits are useful without changing your spending behavior.
Bonus ROI
8%
Welcome bonus on required spend
Annual fee
$229
Annual card cost
Credit needed
Good+
Issuer approval tier
Required spend
$5,000 / 3 mos
Welcome-offer threshold
Travel
4x
Southwest purchases.
Gas
2x
Dining
2x
Credits And Perks
What actually offsets the fee
Southwest Anniversary Value
Southwest cards are centered on Rapid Rewards value through anniversary points, flight-related perks, or other airline-program benefits.
Southwest Annual Travel Credit
Priority-tier Southwest cards include an annual travel-credit style perk that offsets part of the yearly fee.
No Foreign Transaction Fees
Eligible international purchases do not incur an added foreign transaction surcharge.
Travel Rewards Ecosystem
The card is designed to fit into a broader travel-rewards setup through issuer redemptions, hotel stays, flights, or travel-portal bookings.
Issuer Offer
Check the live terms before applying
Confirm the welcome offer, annual fee, credits, and eligibility rules on the issuer site.
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