Bank of America
Bank of America Premium Rewards Elite credit card
Similar Travel profile with a different fee and perk mix.
$550$750 bonus
Compare these cardsChase
Chase Sapphire Reserve
A premium travel card designed for frequent travelers who can maximize lounge access, credits, and transfer partner value.
Last verified Mar 29, 2026. Confirm live issuer terms before applying.
Bottom line
Strong fit if your spend and credits line up
- Best fit
- Best fit if travel and dining is already in your budget and you can route about $2,000/mo of normal spend.
- Watch out
- $795 fee only works if the benefits are useful without changing your spending behavior.
Bonus ROI
21%
Welcome bonus on required spend
Annual fee
$795
Annual card cost
Credit needed
Excellent
Issuer approval tier
Required spend
$6,000 / 3 mos
Welcome-offer threshold
Travel
8x
All purchases through Chase Travel, including The Edit.
Travel
4x
Flights booked directHotels booked direct.
Dining
3x
Dining worldwide.
General spending
1x
Want to value the points side-by-side? Run the points math.
Credits And Perks
What actually offsets the fee
$300 Annual Travel Credit
~$300/yrUp to $300 in statement credits each account anniversary year for eligible travel purchases.
$300 Dining Credit
~$300/yrUp to $150 in statement credits from January through June and again from July through December at eligible Sapphire Exclusive Tables restaurants on OpenTable.
$288 in Apple TV and Apple Music Subscriptions
~$288/yrStatement credits for Apple TV+ and Apple Music subscriptions up to the issuer's stated annual limit.
Global Entry, TSA PreCheck, or NEXUS Fee Credit
~$30/yrReceive one statement credit of up to the listed amount every four years for a qualifying application fee.
4 recurring credits found in the current dataset.
Good Fit If
Why you would choose it
- Premium travel protections and benefits
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American Express
American Express Gold Card
Similar Dining profile with a different fee and perk mix.
$325$1,000 bonus
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