Citi
Citi Strata Premier Card
Similar Travel profile with a different fee and perk mix.
$95$700 bonus
Compare these cardsChase
Chase Sapphire Preferred Card
A mid-tier travel card with transferable Chase Ultimate Rewards points and no foreign transaction fees.
Last verified Mar 29, 2026. Confirm live issuer terms before applying.
Bottom line
Worth a closer look if the benefits fit your routine
- Best fit
- Best fit if travel and dining is already in your budget and you can route about $1,667/mo of normal spend.
- Watch out
- $95 fee only works if the benefits are useful without changing your spending behavior.
Bonus ROI
15%
Welcome bonus on required spend
Annual fee
$95
Annual card cost
Credit needed
Good+
Issuer approval tier
Required spend
$5,000 / 3 mos
Welcome-offer threshold
Travel
5x
5X total points on travel purchased through Chase Travel, excluding hotel purchases that qualify for the $50 Annual Chase Travel Hotel Credit.
Dining
3x
Dining at restaurants, including eligible delivery services, takeout, and dining out.
Groceries
3x
Select online grocery purchases, excluding Target, Walmart, and wholesale clubs.
Streaming
3x
Select streaming services.
Want to value the points side-by-side? Run the points math.
Credits And Perks
What actually offsets the fee
$50 Annual Hotel Credit
~$50/yrReceive up to $50 in statement credits each account anniversary year for eligible hotel stays booked through Chase Travel.
DashPass Membership
Cardholders can receive a complimentary DashPass membership window with DoorDash benefits.
DoorDash Monthly Promo
Eligible cardholders can receive a monthly DoorDash promotional benefit during the active program window.
10% Anniversary Points Boost
Each account anniversary, you can receive bonus points equal to 10% of the total purchases made during the prior year.
1 recurring credit found in the current dataset.
Good Fit If
Why you would choose it
- Low annual fee for a transferable-points card
- Flexible redemptions and transfer partners
- No foreign transaction fees
Compare Next
Pressure-test this card against real alternatives
Barclays
JetBlue Plus Card
Similar Travel profile with a different fee and perk mix.
$99$600 bonus
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