Citi
Citi Strata Premier Card
Similar Travel profile with a different fee and perk mix.
$95$700 bonus
Compare these cardsBack to cards
Chase
Chase Sapphire Preferred Card
A mid-tier travel card with transferable Chase Ultimate Rewards points and no foreign transaction fees.
Best for TravelBest for DiningBest for GroceriesPointsPersonal cardGood+ credit
Year-one value
$1,725
Balanced assumption model with the welcome offer included.
Ongoing value
$975
Rewards plus usable credits minus the annual fee.
Welcome offer
$750
$5,000 in 3 months
Usable credits
$35
Assumes 70% real-world usage.
Modeled on a balanced $2,470/month spend mix, 1.5 cpp point valuation, and 70% credit usage.
Annual fee
$95
Year-one card cost
Credit needed
Good+
Issuer approval tier
Required spend
$5,000 / 3 mos
Welcome-offer threshold
Offsetting credits
~$50/yr
Recurring credits in dataset
Bonus ROI
15.0%
Welcome bonus on required spend
How You Earn
Where this card pays you back
Travel
5X total points on travel purchased through Chase Travel, excluding hotel purchases that qualify for the $50 Annual Chase Travel Hotel Credit.
Dining
3X points on dining at restaurants, including eligible delivery services, takeout, and dining out.
Groceries
3X points on select online grocery purchases, excluding Target, Walmart, and wholesale clubs.
Streaming
3X points on select streaming services.
Credits And Perks
What actually offsets the fee
$50 Annual Hotel Credit
~$50/yrReceive up to $50 in statement credits each account anniversary year for eligible hotel stays booked through Chase Travel.
