Chase
United Business Card
Same use case, but with a different rewards style.
Chase
A strong hotel-business card if your company spends on travel and you can use the card's anniversary-night style value.
Last verified Apr 3, 2026. Confirm live issuer terms before applying.
Bottom line
Worth a closer look if the benefits fit your routine
Bonus ROI
35%
Welcome bonus on required spend
Annual fee
$99
Annual card cost
Credit needed
Good+
Issuer approval tier
Required spend
$4,000 / 3 mos
Welcome-offer threshold
Travel
10x
Eligible IHG hotel purchases with the card.
Gas
5x
Dining
5x
Credits And Perks
IHG Award-Night Perks
IHG co-brand cards are built around hotel-program value such as elite-style perks and award-night enhancements on eligible stays.
Chase Business Account Tools
Chase business cards are designed to support employee spending, account segmentation, and business purchase tracking.
No Foreign Transaction Fees
Eligible international purchases do not incur an added foreign transaction surcharge.
Business Account Controls
Business cards usually include account-management tools that help separate company spend and monitor employee purchases.
Issuer Offer
Confirm the welcome offer, annual fee, credits, and eligibility rules on the issuer site.
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