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Chase Freedom Unlimited | The Stack

Cards/Chase Freedom Unlimited

Chase

Chase Freedom Unlimited

Chase Freedom Unlimited by Chase with no annual fee

Freedom Unlimited earns 1.5% cash back on most purchases with higher rates on Chase Travel, dining, and drugstore spend.

Best for TravelBest for DiningBest for Other

Annual Fee

Free

Credit Profile

Good to excellent credit

Reward Style

Cash back

Foreign Spend

3% fee

Quick Verdict

No-annual-fee cash back card with elevated dining, drugstore, and Chase Travel rewards.

Estimated First-Year Net Value

+$200

Estimate = welcome offer + listed perks value - annual fee. Actual results vary.

•Good to excellent credit or better

•You prefer no-annual-fee cards

•You spend meaningfully on Travel and Dining

Check Current Offer

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First-Year Value Snapshot

Welcome Offer Est.

$200

Perks Value Est.

Not enough data

Annual Fee

Free

Welcome Offer

$200 statement credit

Spend $500 in the first 3 months

Estimate only. Real value depends on eligibility and redemption choices.

How You Earn (Cash Back)

Travel

Travel purchased through Chase Travel.

5%

Dining

3%

Other

Drugstore purchases.

3%

All

1.5%

What We Like / Watch Outs

Pros

+No annual fee
+Strong everyday earn for a no-fee card
+Extra rewards on dining, drugstores, and Chase Travel

Cons

-Foreign transaction fee
-Best travel earn rate requires Chase Travel booking

Rates & Terms

Credit needed: Good to excellent credit
Intro APR: No intro APR listed
Regular APR: Varies by issuer terms
Foreign transaction fee: 3%
Network: visa

Rates and offers can change. Confirm final terms on the issuer site before applying.

Is It a Fit?

Good fit if:

•Good to excellent credit or better
•You prefer no-annual-fee cards
•You spend meaningfully on Travel and Dining

Think twice if:

•You spend heavily outside the U.S.
•You prefer travel transfer partner redemptions

Next Step

Compare this card against alternatives before deciding.

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