Capital One
Capital One Savor Cash Rewards Credit Card
Similar Dining profile with a different fee and perk mix.
No fee$200 bonus
Compare these cardsChase
Chase Freedom Flex
Freedom Flex earns 5% in rotating quarterly categories (activation required), plus elevated rewards on Chase Travel, dining, and drugstores.
Last verified Mar 12, 2026. Confirm live issuer terms before applying.
Bottom line
Low-friction option if the rewards match your spend
- Best fit
- Best fit if travel and dining is already in your budget and you can route about $167/mo of normal spend.
- Watch out
- Low fee drag, but still compare the rewards against simpler cards.
Bonus ROI
40%
Welcome bonus on required spend
Annual fee
No fee
No yearly fee listed
Credit needed
Good+
Issuer approval tier
Required spend
$500 / 3 mos
Welcome-offer threshold
Other
5%
Up to $1,500 in combined rotating-category purchases each quarter after activation.
Travel
5%
Travel purchased through Chase Travel.
Dining
3%
Other
3%
Drugstore purchases.
Credits And Perks
What actually offsets the fee
DashPass Membership and Quarterly Promos
Cardholders can receive a complimentary DashPass membership window plus rotating non-restaurant DoorDash promos.
Lyft Partner Offer
Eligible Lyft purchases can qualify for an elevated partner offer during the issuer's promotional period.
Cell Phone Protection
Can provide coverage for eligible cell phone damage or theft when the monthly bill is paid with the card.
Purchase Protection
Can help protect eligible new purchases against damage or theft for a limited period after purchase.
Good Fit If
Why you would choose it
- No annual fee
- High quarterly 5% bonus categories when activated
- Additional fixed bonus categories year-round
Compare Next
Pressure-test this card against real alternatives
Chase
Chase Freedom Unlimited
Similar Travel profile with a different fee and perk mix.
No fee$200 bonus
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