Capital One
Capital One Savor Cash Rewards Credit Card
Similar Dining profile with a different fee and perk mix.
No fee$200 bonus
Compare these cardsBack to cards
Chase
Chase Freedom Flex
Freedom Flex earns 5% in rotating quarterly categories (activation required), plus elevated rewards on Chase Travel, dining, and drugstores.
Best for TravelBest for DiningBest for General spendingCash backPersonal cardGood+ credit
Year-one value
$724
Balanced assumption model with the welcome offer included.
Ongoing value
$524
Rewards plus usable credits minus the annual fee.
Welcome offer
$200
$500 in 3 months
Usable credits
None
Assumes 70% real-world usage.
Modeled on a balanced $2,470/month spend mix, 1.5 cpp point valuation, and 70% credit usage.
Annual fee
No fee
No yearly fee listed
Credit needed
Good+
Issuer approval tier
Required spend
$500 / 3 mos
Welcome-offer threshold
Offsetting credits
None listed
No recurring credits in dataset
Bonus ROI
40.0%
Welcome bonus on required spend
How You Earn
Where this card pays you back
Other
Up to $1,500 in combined rotating-category purchases each quarter after activation.
Travel
Travel purchased through Chase Travel.
Dining
Other
Drugstore purchases.
Credits And Perks
What actually offsets the fee
DashPass Membership and Quarterly Promos
Cardholders can receive a complimentary DashPass membership window plus rotating non-restaurant DoorDash promos.
Lyft Partner Offer
Eligible Lyft purchases can qualify for an elevated partner offer during the issuer's promotional period.
