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United Quest Card
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Capital One
Venture X is a premium travel card with a $395 annual fee, unlimited 2X miles on everyday purchases, and higher earn rates through Capital One Travel.
Last verified Mar 12, 2026. Confirm live issuer terms before applying.
Bottom line
Strong fit if your spend and credits line up
Bonus ROI
19%
Welcome bonus on required spend
Annual fee
$395
Annual card cost
Credit needed
Excellent
Issuer approval tier
Required spend
$4,000 / 3 mos
Welcome-offer threshold
Travel
10x
Hotels and rental cars booked through Capital One Travel.
Travel
5x
Flights and vacation rentals booked through Capital One Travel.
General spending
2x
All other purchases.
Want to value the points side-by-side? Run the points math.
Credits And Perks
$300 Annual Travel Credit
~$300/yrReceive up to $300 back annually on eligible travel bookings made through Capital One Travel.
10,000 Anniversary Bonus Miles
~$100/yrReceive 10,000 bonus miles each year starting on the first account anniversary.
Global Entry or TSA PreCheck Credit
~$30/yrReceive a statement credit for one qualifying Global Entry or TSA PreCheck application fee during the eligibility window.
Capital One Lounge Access
Access to Capital One Lounges and eligible landing locations for cardholders and permitted guests.
2 recurring credits found in the current dataset.
Good Fit If
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Issuer Offer
Confirm the welcome offer, annual fee, credits, and eligibility rules on the issuer site.
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