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Capital One
Venture X is a premium travel card with a $395 annual fee, unlimited 2X miles on everyday purchases, and higher earn rates through Capital One Travel.
Year-one value
$1,835
Balanced assumption model with the welcome offer included.
Ongoing value
$1,085
Rewards plus usable credits minus the annual fee.
Welcome offer
$750
$4,000 in 3 months
Usable credits
$231
Assumes 70% real-world usage.
Annual fee
$395
Year-one card cost
Credit needed
Excellent
Issuer approval tier
Required spend
$4,000 / 3 mos
Welcome-offer threshold
Offsetting credits
~$330/yr
Recurring credits in dataset
Bonus ROI
18.8%
Welcome bonus on required spend
How You Earn
Travel
10X miles on hotels and rental cars booked through Capital One Travel.
Travel
5X miles on flights and vacation rentals booked through Capital One Travel.
General spending
2X miles on all other purchases.
Credits And Perks
$300 Annual Travel Credit
~$300/yrReceive up to $300 back annually on eligible travel bookings made through Capital One Travel.
10,000 Anniversary Bonus Miles
~$100/yrReceive 10,000 bonus miles each year starting on the first account anniversary.
Global Entry or TSA PreCheck Credit
Receive a statement credit for one qualifying Global Entry or TSA PreCheck application fee during the eligibility window.
Capital One Lounge Access
Access to Capital One Lounges and eligible landing locations for cardholders and permitted guests.
2 recurring credits found in the current dataset.
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