Citi
Citi / AAdvantage Business Card
Similar Travel profile with a different fee and perk mix.
$99No listed bonus
Compare these cardsCapital One
Capital One Spark 2X Miles
A solid Capital One business travel card if you want transferable miles and stronger ongoing earn than a no-fee option.
Last verified Mar 25, 2026. Confirm live issuer terms before applying.
Bottom line
Worth a closer look if the benefits fit your routine
- Best fit
- Best fit if everyday spend and travel is already in your budget and you can route about $1,500/mo of normal spend.
- Watch out
- $95 fee only works if the benefits are useful without changing your spending behavior.
Bonus ROI
11%
Welcome bonus on required spend
Annual fee
$95
Annual card cost
Credit needed
Good+
Issuer approval tier
Required spend
$4,500 / 3 mos
Welcome-offer threshold
Travel
5x
Hotels and rental cars booked through Capital One Business Travel.
General spending
2x
Credits And Perks
What actually offsets the fee
Capital One Travel Booking Tools
Capital One Travel includes booking features such as price monitoring, change-support workflows, and issuer-managed travel booking features.
Capital One Entertainment Access
Eligible cardholders can access event inventory and experiences through the Capital One Entertainment platform.
Employee Cards and Virtual Cards
Capital One business cards are geared toward teams, with employee-card support and account tools for business spend management.
No Foreign Transaction Fees
Eligible international purchases do not incur an added foreign transaction surcharge.
Issuer Offer
Check the live terms before applying
Confirm the welcome offer, annual fee, credits, and eligibility rules on the issuer site.
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Pressure-test this card against real alternatives
Chase
United Business Card
Similar Travel profile with a different fee and perk mix.
$150$1,100 bonus
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