Bank of America
Bank of America Travel Rewards credit card
Similar General spending profile with a different fee and perk mix.
No fee$250 bonus
Compare these cardsBilt
Bilt Blue Card
Bilt Blue Card is the current no-annual-fee Bilt consumer card. Cardholders can choose between a Housing-only Option that earns up to 1.25x Bilt Points on eligible housing payments based on Everyday Spend Ratio thresholds, or a Flexible Bilt Cash Option that earns 4% Bilt Cash on everyday spend and can be redeemed to unlock up to 1x Bilt Points on housing payments. Other eligible purchases earn 1x Bilt Points, and members can access broader Bilt partner earning opportunities across Lyft, Bilt Dining, Bilt Travel, Bilt Fitness, Metropolis parking, Walgreens, and home delivery offers under the Bilt Rewards program.
Last verified May 10, 2026. Confirm live issuer terms before applying.
Bottom line
Low-friction option if the rewards match your spend
- Best fit
- Best fit if everyday spend is already in your budget and the card perks match your routine.
- Watch out
- Low fee drag, but still compare the rewards against simpler cards.
Bonus ROI
N/A
Needs a listed spend threshold
Annual fee
No fee
No yearly fee listed
Credit needed
Good+
Issuer approval tier
Required spend
No listed offer
No active spend hurdle
Other
1.25x
Up to 1.25x Bilt Points on eligible housing payments under the Housing-only Option, based on Everyday Spend Ratio thresholds, with a monthly floor of 250 points.
General spending
1x
1x Bilt Points on other eligible purchases.
Credits And Perks
What actually offsets the fee
Rewards on Eligible Housing Payments
The current no-annual-fee Bilt card can earn rewards on eligible rent or mortgage payments made through the Bilt app or website without a transaction fee.
Flexible Rewards Options
Cardholders can choose between a Housing-only Option that earns Bilt Points on eligible housing payments or a Flexible Bilt Cash Option that earns Bilt Cash on everyday spend.
Bilt Partner Rewards
The broader Bilt Rewards ecosystem includes additional partner earning opportunities across Lyft, Bilt Dining, Bilt Travel, Bilt Fitness, Walgreens, Metropolis parking, and home delivery offers.
Good Fit If
Why you would choose it
- No annual fee
- $100 in Bilt Cash at account opening on the current Blue offer
- Up to 1.25x points on eligible housing payments with no transaction fee
- Access to Bilt partner earning opportunities across travel, dining, and lifestyle
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Robinhood
Robinhood Gold Card
Similar General spending profile with a different fee and perk mix.
No feeNo listed bonus
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