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Wyndham Rewards Earner Plus Card
A niche but powerful option if you actually redeem Wyndham points and spend heavily in the everyday 4x and 6x categories.
Last verified Apr 3, 2026. Confirm live issuer terms before applying.
Bottom line
Worth a closer look if the benefits fit your routine
- Best fit
- Best fit if gas and dining is already in your budget and you can route about $667/mo of normal spend.
- Watch out
- $75 fee only works if the benefits are useful without changing your spending behavior.
Bonus ROI
38%
Welcome bonus on required spend
Annual fee
$75
Annual card cost
Credit needed
Good+
Issuer approval tier
Required spend
$2,000 / 3 mos
Welcome-offer threshold
Gas
6x
Dining
4x
Groceries
4x
General spending
1x
Credits And Perks
What actually offsets the fee
Wyndham Hotel Program Perks
The Wyndham Earner family is built around hotel-program value such as elite-style perks and anniversary-points style benefits.
Hotel Status and Award Value
Wyndham co-brand cardholders can turn ongoing spend into stronger hotel-stay value across the Wyndham ecosystem.
No Foreign Transaction Fees
Eligible international purchases do not incur an added foreign transaction surcharge.
Travel Rewards Ecosystem
The card is designed to fit into a broader travel-rewards setup through issuer redemptions, hotel stays, flights, or travel-portal bookings.
Issuer Offer
Check the live terms before applying
Confirm the welcome offer, annual fee, credits, and eligibility rules on the issuer site.
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