American Express
Blue Cash Everyday Card from American Express
Similar General spending profile with a different fee and perk mix.
No fee$200 bonus
Compare these cardsBank of America
Bank of America Unlimited Cash Rewards credit card
A straightforward catch-all card for Bank of America households that want an uncomplicated earning structure.
Last verified Mar 25, 2026. Confirm live issuer terms before applying.
Bottom line
Low-friction option if the rewards match your spend
- Best fit
- Best fit if everyday spend is already in your budget and you can route about $333/mo of normal spend.
- Watch out
- Low fee drag, but still compare the rewards against simpler cards.
Bonus ROI
20%
Welcome bonus on required spend
Annual fee
No fee
No yearly fee listed
Credit needed
Good+
Issuer approval tier
Required spend
$1,000 / 3 mos
Welcome-offer threshold
General spending
1.5%
Credits And Perks
What actually offsets the fee
Preferred Rewards Upside
Eligible Bank of America relationship customers can unlock higher effective earnings through the issuer’s relationship-based rewards boost programs.
No Annual Fee
You can keep the card long term without paying a recurring annual fee.
Everyday Cashback Simplicity
The card is built around easy day-to-day redemption without needing to manage a complex points program.
Issuer Offer
Check the live terms before applying
Confirm the welcome offer, annual fee, credits, and eligibility rules on the issuer site.
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Pressure-test this card against real alternatives
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