American Express
Blue Cash Everyday Card from American Express
Similar Groceries profile with a different fee and perk mix.
No fee$200 bonus
Compare these cardsBank of America
Bank of America Customized Cash Rewards credit card
A strong no-fee option if you want to steer your highest cash-back rate toward online shopping or another eligible category.
Last verified Mar 25, 2026. Confirm live issuer terms before applying.
Bottom line
Low-friction option if the rewards match your spend
- Best fit
- Best fit if online shopping and groceries is already in your budget and you can route about $333/mo of normal spend.
- Watch out
- Low fee drag, but still compare the rewards against simpler cards.
Bonus ROI
20%
Welcome bonus on required spend
Annual fee
No fee
No yearly fee listed
Credit needed
Good+
Issuer approval tier
Required spend
$1,000 / 3 mos
Welcome-offer threshold
Online shopping
3%
3% cash back in the cardholder's chosen category; online shopping is a common default fit.
Groceries
2%
General spending
1%
Credits And Perks
What actually offsets the fee
Preferred Rewards Upside
Eligible Bank of America relationship customers can unlock higher effective earnings through the issuer’s relationship-based rewards boost programs.
No Annual Fee
You can keep the card long term without paying a recurring annual fee.
Everyday Cashback Simplicity
The card is built around easy day-to-day redemption without needing to manage a complex points program.
Issuer Offer
Check the live terms before applying
Confirm the welcome offer, annual fee, credits, and eligibility rules on the issuer site.
Go to issuer offerCompare Next
Pressure-test this card against real alternatives
Capital One
Capital One Savor Cash Rewards Credit Card
Similar Groceries profile with a different fee and perk mix.
No fee$200 bonus
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