
Chase
Ink Business Cash Credit Card
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Bank of America
Strong for owners who want category choice on top of a no-fee business card and already bank with Bank of America.
Last verified Apr 6, 2026. Confirm live issuer terms before applying.
Bottom line
Low-friction option if the rewards match your spend
Bonus ROI
N/A
Needs a listed spend threshold
Annual fee
No fee
No yearly fee listed
Credit needed
Good+
Issuer approval tier
Required spend
No listed offer
No active spend hurdle
Gas
3%
3% cash back in the cardholder's selected category; gas and EV charging is the default category.
Dining
2%
General spending
1%
Credits And Perks
Preferred Rewards for Business Upside
Eligible Bank of America relationship customers can unlock higher effective earnings through the issuer’s relationship-based rewards boost programs.
No Annual Fee
You can keep the card long term without paying a recurring annual fee.
Business Account Controls
Business cards usually include account-management tools that help separate company spend and monitor employee purchases.
Issuer Offer
Confirm the welcome offer, annual fee, credits, and eligibility rules on the issuer site.
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