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$795$1,250 bonus
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The Platinum Card from American Express
A premium travel rewards card focused on airport lounge access, travel benefits, and flexible Membership Rewards points.
Last verified May 1, 2026. Confirm live issuer terms before applying.
Bottom line
Strong fit if your spend and credits line up
- Best fit
- Best fit if travel and everyday spend is already in your budget and you can route about $1,333/mo of normal spend.
- Watch out
- $895 fee only works if the benefits are useful without changing your spending behavior.
Bonus ROI
19%
Welcome bonus on required spend
Annual fee
$895
Annual card cost
Credit needed
Excellent
Issuer approval tier
Required spend
$8,000 / 6 mos
Welcome-offer threshold
Travel
5x
5X Membership Rewards points on flights booked directly with airlines or through American Express Travel, up to $500,000 per calendar year, and on prepaid hotels booked through American Express Travel.
General spending
1x
Want to value the points side-by-side? Run the points math.
Credits And Perks
What actually offsets the fee
$400 Resy Credit
~$400/yrUp to $100 in statement credits each quarter for eligible Resy purchases, including dining at eligible U.S. Resy restaurants.
$300 Digital Entertainment Credit
~$300/yrUp to $25 per month in statement credits for eligible purchases with select digital entertainment partners.
$209 CLEAR Plus Credit
~$209/yrUp to $209 in statement credits per calendar year for an eligible CLEAR Plus membership.
$200 Uber Cash
~$200/yrGet $15 in Uber Cash each month plus a $20 bonus in December for eligible Uber rides and orders in the U.S.
8 recurring credits found in the current dataset.
Good Fit If
Why you would choose it
- Premium lounge access portfolio
- No foreign transaction fees
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