Barclays
JetBlue Plus Card
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American Express Gold Card
A points card oriented toward restaurant and supermarket spend, plus travel transfer flexibility through Membership Rewards.
Last verified Mar 29, 2026. Confirm live issuer terms before applying.
Bottom line
Worth a closer look if the benefits fit your routine
- Best fit
- Best fit if dining and groceries is already in your budget and you can route about $1,333/mo of normal spend.
- Watch out
- $325 fee only works if the benefits are useful without changing your spending behavior.
Bonus ROI
13%
Welcome bonus on required spend
Annual fee
$325
Annual card cost
Credit needed
Good+
Issuer approval tier
Required spend
$8,000 / 6 mos
Welcome-offer threshold
Dining
4x
4X Membership Rewards points at restaurants worldwide on up to $50,000 in purchases per calendar year, then 1X.
Groceries
4x
4X Membership Rewards points at U.S. supermarkets on up to $25,000 in purchases per calendar year, then 1X.
Travel
3x
3X Membership Rewards points on flights booked directly with airlines or on AmexTravel.com.
General spending
1x
Want to value the points side-by-side? Run the points math.
Credits And Perks
What actually offsets the fee
$120 Dining Credit
~$120/yrUp to $10 in monthly statement credits at eligible partners such as Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys.
$120 Uber Cash
~$120/yrGet $10 in Uber Cash each month for eligible Uber rides and orders in the U.S.
$100 Resy Credit
~$100/yrUp to $50 in statement credits from January through June and again from July through December for eligible U.S. Resy purchases.
$84 Dunkin' Credit
~$84/yrUp to $7 in monthly statement credits at eligible U.S. Dunkin' locations.
4 recurring credits found in the current dataset.
Good Fit If
Why you would choose it
- Strong rewards profile for dining and groceries
- No foreign transaction fees
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