Barclays
JetBlue Plus Card
Similar Travel profile with a different fee and perk mix.
$99$600 bonus
Compare these cardsBack to cards
American Express
American Express Gold Card
A points card oriented toward restaurant and supermarket spend, plus travel transfer flexibility through Membership Rewards.
Best for DiningBest for GroceriesBest for TravelPointsPersonal cardGood+ credit
Year-one value
$1,016
Balanced assumption model with the welcome offer included.
Ongoing value
$1,016
Rewards plus usable credits minus the annual fee.
Welcome offer
None
No active welcome-offer hurdle in the dataset.
Usable credits
$213
Assumes 70% real-world usage.
Modeled on a balanced $2,470/month spend mix, 1.5 cpp point valuation, and 70% credit usage.
Annual fee
$325
Year-one card cost
Credit needed
Good+
Issuer approval tier
Required spend
No listed offer
No active spend hurdle
Offsetting credits
~$304/yr
Recurring credits in dataset
Bonus ROI
N/A
Needs a listed spend threshold
How You Earn
Where this card pays you back
Dining
4X Membership Rewards points at restaurants worldwide on up to $50,000 in purchases per calendar year, then 1X.
Groceries
4X Membership Rewards points at U.S. supermarkets on up to $25,000 in purchases per calendar year, then 1X.
Travel
3X Membership Rewards points on flights booked directly with airlines or on AmexTravel.com.
General spending
Credits And Perks
What actually offsets the fee
$120 Dining Credit
~$120/yrUp to $10 in monthly statement credits at eligible partners such as Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys.
$120 Uber Cash
