American Express
Business Green Rewards Card
Similar Travel profile with a different fee and perk mix.
$95No listed bonus
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The Business Platinum Card from American Express
Best for high-spend business owners who can actually use the card's long list of travel and business credits.
Last verified Apr 6, 2026. Confirm live issuer terms before applying.
Bottom line
Strong fit if your spend and credits line up
- Best fit
- Best fit if travel and everyday spend is already in your budget and the card perks match your routine.
- Watch out
- $895 fee only works if the benefits are useful without changing your spending behavior.
Bonus ROI
N/A
Needs a listed spend threshold
Annual fee
$895
Annual card cost
Credit needed
Excellent
Issuer approval tier
Required spend
No listed offer
No active spend hurdle
Travel
5x
5X Membership Rewards points on flights and prepaid hotels booked through AmexTravel.com.
General spending
1x
Credits And Perks
What actually offsets the fee
Premium Lounge Access
Platinum-tier cards are built around airport-lounge access across the Amex lounge ecosystem and partner lounge programs.
Amex Offers Access
Eligible cardholders can add targeted Amex Offers for statement credits or bonus rewards with participating merchants.
Purchase and Warranty Protections
American Express cards commonly include purchase-protection and extended-warranty style coverage on eligible purchases.
No Foreign Transaction Fees
Eligible international purchases do not incur an added foreign transaction surcharge.
Issuer Offer
Check the live terms before applying
Confirm the welcome offer, annual fee, credits, and eligibility rules on the issuer site.
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Pressure-test this card against real alternatives
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Hilton Honors Business Card
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$195No listed bonus
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