
American Express
Blue Cash Everyday Card from American Express
Similar Groceries profile with a different fee and perk mix.
American Express
Blue Cash Preferred has a $0 intro annual fee for the first year, then $95, with elevated cash back in select everyday categories.
Year-one value
$988
Balanced assumption model with the welcome offer included.
Ongoing value
$738
Rewards plus usable credits minus the annual fee.
Welcome offer
$250
$3,000 in 6 months
Usable credits
$84
Assumes 70% real-world usage.
Annual fee
$95
Year-one card cost
Credit needed
Good+
Issuer approval tier
Required spend
$3,000 / 6 mos
Welcome-offer threshold
Offsetting credits
~$120/yr
Recurring credits in dataset
Bonus ROI
8.3%
Welcome bonus on required spend
How You Earn
Groceries
U.S. supermarkets on up to $6,000 per year in purchases, then 1%.
Streaming
Select U.S. streaming subscriptions.
Gas
U.S. gas stations.
Utilities
Transit category represented as utilities in current schema mapping.
Credits And Perks
$120 Disney Bundle Credit
~$120/yrUp to $10 back each month after spending at least the required amount on an eligible Disney Bundle subscription.
Purchase Protection
Can help protect eligible purchases against accidental damage, theft, or loss for a limited period after purchase.
Extended Warranty
Can extend the original manufacturer's warranty on eligible purchases.
Return Protection
Can help when an eligible merchant will not take back a qualifying purchase within the stated time window.
1 recurring credit found in the current dataset.
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