Bank of America
Bank of America Customized Cash Rewards credit card
Similar Online shopping profile with a different fee and perk mix.
No fee$200 bonus
Compare these cardsBack to cards
American Express
Blue Cash Everyday Card from American Express
Blue Cash Everyday has no annual fee and elevated cash back for common household spending categories.
Best for GroceriesBest for GasBest for Online shoppingCash backPersonal cardGood+ credit
Year-one value
$802
Balanced assumption model with the welcome offer included.
Ongoing value
$602
Rewards plus usable credits minus the annual fee.
Welcome offer
$200
$2,000 in 6 months
Usable credits
$59
Assumes 70% real-world usage.
Modeled on a balanced $2,470/month spend mix, 1.5 cpp point valuation, and 70% credit usage.
Annual fee
No fee
No yearly fee listed
Credit needed
Good+
Issuer approval tier
Required spend
$2,000 / 6 mos
Welcome-offer threshold
Offsetting credits
~$84/yr
Recurring credits in dataset
Bonus ROI
10.0%
Welcome bonus on required spend
How You Earn
Where this card pays you back
Groceries
U.S. supermarkets on up to $6,000 per year in purchases, then 1%.
Gas
U.S. gas stations on up to $6,000 per year in purchases, then 1%.
Online shopping
U.S. online retail purchases on up to $6,000 per year in purchases, then 1%.
General spending
Credits And Perks
What actually offsets the fee
$84 Disney Bundle Credit
~$84/yrUp to $7 back each month after spending at least the required amount on an eligible Disney Bundle subscription.
Purchase Protection
Can help protect eligible purchases against accidental damage, theft, or loss for a limited period after purchase.
