Bank of America
Bank of America Customized Cash Rewards credit card
Similar Online shopping profile with a different fee and perk mix.
No fee$200 bonus
Compare these cardsAmerican Express
Blue Cash Everyday Card from American Express
Blue Cash Everyday has no annual fee and elevated cash back for common household spending categories.
Last verified Mar 29, 2026. Confirm live issuer terms before applying.
Bottom line
Low-friction option if the rewards match your spend
- Best fit
- Best fit if groceries and gas is already in your budget and you can route about $333/mo of normal spend.
- Watch out
- Low fee drag, but still compare the rewards against simpler cards.
Bonus ROI
10%
Welcome bonus on required spend
Annual fee
No fee
No yearly fee listed
Credit needed
Good+
Issuer approval tier
Required spend
$2,000 / 6 mos
Welcome-offer threshold
Groceries
3%
U.S. supermarkets on up to $6,000 per year in purchases, then 1%.
Gas
3%
U.S. gas stations on up to $6,000 per year in purchases, then 1%.
Online shopping
3%
U.S. online retail purchases on up to $6,000 per year in purchases, then 1%.
General spending
1%
Credits And Perks
What actually offsets the fee
$84 Disney Bundle Credit
~$84/yrUp to $7 back each month after spending at least the required amount on an eligible Disney Bundle subscription.
Purchase Protection
Can help protect eligible purchases against accidental damage, theft, or loss for a limited period after purchase.
Extended Warranty
Can extend the original manufacturer's warranty on eligible purchases.
Return Protection
Can help when an eligible merchant will not take back a qualifying purchase within the stated time window.
1 recurring credit found in the current dataset.
Good Fit If
Why you would choose it
- No annual fee
- Bonus cash back on U.S. supermarkets, U.S. gas stations, and U.S. online retail purchases
- Straightforward everyday-use structure
Compare Next
Pressure-test this card against real alternatives
American Express
Blue Cash Preferred Card from American Express
Similar Groceries profile with a different fee and perk mix.
$95$250 bonus
Compare these cards