Bank of America
Business Advantage Travel Rewards World Mastercard credit card
Similar General spending profile with a different fee and perk mix.
American Express
One of the simplest Amex business cards if you want transferable points without a fee-heavy travel bundle.
Last verified Apr 6, 2026. Confirm live issuer terms before applying.
Bottom line
Low-friction option if the rewards match your spend
Bonus ROI
5%
Welcome bonus on required spend
Annual fee
No fee
No yearly fee listed
Credit needed
Good+
Issuer approval tier
Required spend
$3,000 / 3 mos
Welcome-offer threshold
General spending
2x
2x Membership Rewards points on the first tranche of eligible yearly spend, then 1x after the cap.
Credits And Perks
Amex Offers Access
Eligible cardholders can add targeted Amex Offers for statement credits or bonus rewards with participating merchants.
Purchase and Warranty Protections
American Express cards commonly include purchase-protection and extended-warranty style coverage on eligible purchases.
No Annual Fee
You can keep the card long term without paying a recurring annual fee.
Business Account Controls
Business cards usually include account-management tools that help separate company spend and monitor employee purchases.
Issuer Offer
Confirm the welcome offer, annual fee, credits, and eligibility rules on the issuer site.
Go to issuer offerCompare Next
Bank of America
Similar General spending profile with a different fee and perk mix.

American Express
Similar General spending profile with a different fee and perk mix.

Chase
Similar General spending profile with a different fee and perk mix.