Earn $400 after opening Truist Simple Business Checking and making qualifying deposits.
The strongest part of this offer is the execution profile: a modeled $400 net value without changing direct deposit and without a heavy upfront funding requirement. That makes it easier to complete cleanly than many checking bonuses.
BusinessCheckingNo direct depositLimited to 18 statesLow friction
Gross bonus
$400
Headline payout before any modeled fee drag.
Funding threshold
$2,000
$2,000 opening deposit
Time to clear
60 days
Fast by bank-bonus standards if you stay on top of the checklist.
Friction
Low friction
Lighter checklist with no direct-deposit routing and limited funding drag.
Open with at least $2,000
Direct deposit
No DD
No payroll switch needed
Opening deposit
$2,000
Minimum cash to start
Hold period
60 days
Keep open through payout
Fee
No fee
No recurring fee modeled
Bonus ROI
20.0%
Bonus vs required funding
Execution Summary
What actually decides this offer
Primary requirement
Open with $2,000.
Primary constraint
State-limited to 18 states.
Execution model
Works best if you can park at least $2,000 without straining working cash and leave the account open for 60 days.
Cash profile: Light cash need. Hold period: 60 days.
Checklist
How to complete it cleanly
3 steps
1
At opening
Open the checking account
Fund it with at least $2,000 and save a copy of the offer terms before you begin.
2
Keep account open for 60 days
Open a new Truist Simple Business Checking account from April 7, 2026 through July 9, 2026 and enroll with promo code SB26Q2CHECKING.
Make qualifying deposits totaling at least $2,000 within 30 days of account opening.
During qualification window
Complete the activity requirement
Make qualifying deposits totaling at least $2,000 within 30 days of account opening.
3
Through day 60
Keep the account open until the bonus is safe
Plan on about 60 days before you consider the offer done.
Good Fit If
Who should actually do this
You want a bonus path that does not depend on changing direct deposit.
You can keep $2,000 parked without stressing your working cash.
You are eligible in AL, AR, DC, FL, GA, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, and WV.
Think Twice If
Where this can get annoying
You do not want to commit $2,000 to a new bank account.
You are outside the listed eligible states or may move during the qualification window.
You want a near-hands-off offer with only one step to track.
Watch For
Failure points before you start
Opening or funding requires at least $2,000, which reduces flexibility while the bonus is open.
Do not treat the account as finished until roughly day 60; early closure can wipe out the payout.
Eligibility is limited to AL, AR, DC, FL, GA, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, and WV.
Truist's official small business account page advertised the $400 Simple or Dynamic Business Checking offer through July 9, 2026 when re-verified on April 21, 2026. Truist says the promotion must be enrolled at opening through promo code SB26Q2CHECKING. Simple Business Checking has no monthly maintenance fee.
Related Offers
Other bank bonuses in the same neighborhood
Truist
Dynamic Business Checking Bonus
Nearby alternative if geography or state availability changes the decision.
If this offer is the one you want to anchor around, send it straight into the planner and let it decide whether this bank bonus should be first, deferred, or left out.
