Chase
Chase Total Checking Bonus
Higher modeled net value with a comparable qualification profile.
Chime
Earn up to $350 with a new Chime Checking Account through a $50 direct-deposit bonus plus up to $300 in 90-day cash back.
This is a classic checking-bonus execution page: the upside is meaningful if qualifying direct deposit is easy for you and the bonus still clears fees. The model lands at about $350 net, so the decision is really about operational fit, not just the headline.
Gross bonus
$350
Headline payout before any modeled fee drag.
Funding threshold
$500
$500+ qualifying direct deposit
Time to clear
~3 months
A standard multi-month offer window with roughly 90 days of follow-through.
Friction
High friction
Activity required. Higher cash commitment, longer hold periods, or several moving parts make this a more hands-on execution play.
Direct deposit
$500+ DD
Qualifying payroll or ACH
Opening deposit
No min
No opening minimum listed
Hold period
90 days
Keep open through payout
Fee
No fee
No recurring fee modeled
Bonus ROI
70.0%
Bonus vs required funding
Execution Summary
Primary requirement
Route $500+ in qualifying direct deposit.
Primary constraint
Keep the account open for ~3 months.
Execution model
Works best if you can route qualifying direct deposit and stay on top of the account for ~3 months.
Checklist
4 steps
At opening
Save the confirmation email and a copy of the live offer terms before you begin.
During qualification window
Send at least $500 in qualifying direct deposits and verify the bank counts them correctly.
During qualification window
Make eligible Chime card purchases to earn 10% cash back, up to $100 per month for 90 days after account opening.
Through day 90
Plan on about ~3 months before you consider the offer done.
Good Fit If
Think Twice If
Watch For
Related Offers
Chase
Higher modeled net value with a comparable qualification profile.
Citibank
Lower modeled payout, but potentially cleaner execution for the same use case.
Next Move
If this offer is the one you want to anchor around, send it straight into the planner and let it decide whether this bank bonus should be first, deferred, or left out.
BMO
Higher modeled net value with a comparable qualification profile.